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International Journal of Management Studies (IJMS) Vol. 23, No. 1 June 2016

A Study on the Customer’s Acceptance Towards Islamic Banking Products Among Non-Muslim in Dual Banking System
Juwairiah Mohamad & Muhammad Fakhirin Che Majid
Islamic Business School
Universiti Utara Malaysia
Abstract Ɩ Full Text
Islamic banking products (IBP) are offered not only to the Muslim community, but also to communities of other religions who are free to choose products depending on their convenience. According to a report, the percentage of non-Muslim communities choosing IBP in Malaysia has been steadily increasing and is expected to continue to increase in future. The Dual Banking System is one of the initiatives that has been created in conventional banks as an extra facility for the communities to engage with IBP easily without going to Islamic Banks. This paper aims to study the factors that drive non-Muslim customers to accept IBP. Specifically, this paper examines the relationship between four factors: knowledge, understanding, perception and the level of awareness among non-Muslim customers regarding their acceptance on IBP in the Dual Banking System. About 140 non-Muslim IBP customers of the Dual Banking System around Changlun, Jitra and Alor Setar were selected based on convenience and were randomly picked as respondents of this study. Some data were also collected through interviews with the bank personnel and the bank’s customers besides the self-administered questionnaire survey. Employing the SPSS approach, the hypotheses of the study were tested. The findings showed that there are significance relationships between customer’s knowledge, understanding, positive perception, and the level of awareness perceived among non-Muslim customers and their acceptance of IBP.
Keywords: Islamic banking products; non-Muslim customers; acceptance.

The Determinants of Foreign Direct Investment in China: A Spatial Panel Analysis
Chen-Chen Yong, Siew-Yong Yew & Xin Huang
Faculty of Economics and Administration
University of Malaya
Mui-Yin Chin
Economics & Corporate Administration Department
Tunku Abdul Rahman University College
Abstract Ɩ Full Text
China is currently the major foreign direct investment (FDI) destination arising from her open door policies since 1978. FDI has become a large impetus to China’s economic growth. However, the geographical distribution of FDI in China is severely biased with 83% concentrated in the eastern region. This is a result of not only differences in locational advantages but also the result of the initiating policies and temporal differences of FDI inflows among the regions. This study aims to examine the determinants of FDI and examine empirically the possible coherent policies for the three regions of China (Eastern, Central and Western) using the spatial panel analysis for the data within the period of 1994 to 2008. The empirical results show that the determinants of FDI vary among the three regions, depending on the motives of the investor and the results of policy bias. The entrepreneurial nature of competition of FDI among the provinces revealed by the spatial FDI factor is a conclusion that cannot be ignored. A more coherent policy on FDI inflows into China is an urgent necessity, though the policies for each region must be, of necessity, different for each of the three regions.
Keywords: Foreign Direct Investment, China, Spatial panel model, spatial variables JEL: F14, C33

The Effect of Intellectual Capital on Market Orientation for Insurance Companies in Lorestan, Iran: An Empirical Study
Hojjat Vahdati, Neda Shahsiah & Seyed Hadi Mousavi Nejad
Business Management Department
Lorestan University, Iran.
Abstract Ɩ Full Text
In the era of ultra-competitiveness, organizations are faced with new challenges which require special attention to develop and strengthen the market orientation skills, and this is done through the basics of organizational knowledge and intellectual capital. Therefore, this study aims to investigate the effect of intellectual capital and knowledge sharing on market orientation. This is a descriptive-survey which was administered in a field method. The statistical population in this study consisted of all employees working for the Lorestan insurance companies [N=121]. Due to the limited number of the population, data were collected by the census method with the help of questionnaires. Four hypotheses were presented and tested by the partial least squares method using the Smart PLS software. The results indicate that intellectual capital has a positive and significant effect on market orientation through knowledge sharing. Moreover, the positive effects of intellectual capital on market orientation, intellectual capital on knowledge sharing, and knowledge sharing on market orientation were approved.
Keywords: Intellectual capital, Knowledge sharing, Market orientation, Insurance companies.

Work Stress, Pay Satisfaction, Psychological Empowerment and Organisational Commitment Among Academic Staff
Amer Darus, Farah Lina Azizan & Fais Ahmad
School of Business Management
Universiti Utara Malaysia
Abstract Ɩ Full Text
This study investigated the mediating effect of psychological empowerment on the relationship between work stress, pay satisfaction, and organisational commitment among academic staff in public universities. A total number of 297 academics responded to this study and Statistical Package Software for Social Science (SPSS) Version 21.0 was used to analyse the collected data. The results indicated that work stress is associated with organisational commitment, whereas pay satisfaction, psychological empowerment, and organisational commitment have significant relationships with each other. Furthermore, multiple regression analysis revealed that psychological empowerment partially mediated on the relationship between pay satisfaction and organisational commitment. It is recommended that future research could further extend by including non-academic staff as well.
Keywords: Organisational Commitment, Work Stress, Pay Satisfaction, Psychological Empowerment

Kaedah Pengurusan Harta Wakaf oleh Majlis Agama Islam Negeri Kedah (MAIK): Pelaksanaan Pajakan untuk 99 Tahun
Azizan Abdul Rahman, Hydzulkifli Hashim Omar & Mohd Sollehudin Shuib
Pusat Pengajian Perniagaan Islam
Universiti Utara Malaysia
Abstrak Ɩ Full Text
Artikel ini membincangkan tentang kaedah pengurusan harta wakaf yang dilaksanakan Oleh Majlis Agama Islam Kedah (MAIK). Terdapat pelbagai kaedah pembangunan yang telah digunakan oleh MAIK untuk tujuan pengurusan yang optimal antaranya kaedah sewaan, istibdal, B.O.T (Build Operate Transfer), Pajakan 99 tahun, RMK-9 (Rancangan Malaysia Ke-9) dan juga kaedah usahasama. Kajian ini memfokuskan kaedah pajakan 99 tahun yang telah diamalkan oleh MAIK untuk menguruskan harta wakaf yang berada dibawah seliaannya. Perbahasan dari segi fiqh juga diutarakan dalam kajian ini yang berkisar tentang kaedah pajakan tanah untuk tempoh 99 tahun. Hasil perbincangan ini kelak akan membolehkan institusi wakaf dinegeri lain menjadikan ianya sebagai acuan dalam usaha memartabatkan kelestarian harta wakaf yang diselia.
Kata kunci: Pengurusan Harta Wakaf, Pajakan 99 tahun, Majlis Agama Islam Kedah (MAIK)

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